Get The Best Travel Insurance With
Cancel For Any Reason (CFAR) Benefits
Recover up to 75% of your trip costs if you decide not to go—for any reason at all.
Maximum Protection.
Choose the Right CFAR Coverage for Your Trip.
Standard trip cancellation only covers "covered reasons" like illness. CFAR bridges the gap. Below are top-rated plans that offer CFAR as an optional or built-in upgrade.
To be eligible for Cancel For Any Reason (CFAR) coverage, you typically must purchase your plan within 14 to 21 days of making your initial trip deposit. Don't wait—check your eligibility now!
Why Standard Cancellation Isn't Enough
Most travel insurance only lets you cancel for "listed perils" like a doctor-certified illness. CFAR gives you the power to say "no" for any other reason.
Changing Your Mind
Standard plans won't pay if you simply decide you'd rather stay home. CFAR allows you to cancel because of a change in plans or a change of heart.
Fear of Travel
If a destination becomes unsettling due to political unrest or health concerns that haven't triggered a formal government ban, standard plans won't pay. CFAR does.
Work Conflicts
Unexpected projects or denied leave often aren't "covered reasons." With CFAR, your work-life balance doesn't have to risk your vacation investment.
Pet Emergencies
Many plans don't consider a sick pet a valid reason to cancel. CFAR ensures you can stay with your furry family members without losing 100% of your trip cost.
75% Cash Back
While standard plans give $0 for non-covered reasons, CFAR ensures you recover the vast majority (75%) of your non-refundable expenses.
Pure Peace of Mind
Knowing you have an "out" takes the stress out of booking expensive international trips months in advance.
How CFAR Works
CFAR is an add-on benefit with specific requirements. Here is how you ensure your claim is valid.
Purchase Timing
You must buy CFAR within 14-21 days of your first trip payment.
Insure 100% of Costs
You must insure the full value of all non-refundable trip arrangements.
48-Hour Rule
You must cancel your trip at least 48 hours before your scheduled departure.
75% Reimbursement
Standard CFAR pays back 75% of your total non-refundable costs.
⚠️ Your CFAR Eligibility Window is Closing
Most insurance providers require you to add CFAR within 2 weeks of your first booking. If you booked your flight or hotel recently, check your quote now.
Check My Eligibility Now →Frequently Asked Questions
Cancel For Any Reason (CFAR) is an optional upgrade that allows you to cancel your trip for any reason not otherwise covered by the policy—such as fear of travel or simply changing your mind—and receive a percentage (usually 75%) of your non-refundable trip costs back.
This is critical: you must usually purchase CFAR within 14 to 21 days of your very first trip payment (like a flight booking or cruise deposit). If you wait longer, you may no longer be eligible for the upgrade.
CFAR availability is regulated at the state level. For example, it is currently not available to residents of New York state due to local insurance laws. Our quoting tool will automatically show if it's available based on your residence.
A CFAR upgrade typically adds about 40% to 60% to the cost of your base premium. While more expensive, it is the only way to guarantee a refund if you cancel for a non-medical reason.
Ready for Ultimate Flexibility?
Get a quote and see how affordable "Cancel For Any Reason" coverage can be.