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Why Senior Travelers Need Specialized Coverage
Standard travel plans often fall short for travelers 65 and over. Here's what makes senior-focused coverage from VisitorsCoverage different — and essential before your next trip.
Medicare Won't Cover You Abroad
Original Medicare provides almost no coverage outside the U.S. A single overseas hospitalization can cost $50,000–$250,000. Our plans provide up to $100,000–$500,000 in emergency medical — completely filling the Medicare gap while you're traveling.
Evacuation Can Cost $100K+
Emergency medical transport home from abroad runs $100,000 or more out of pocket. The iTravelInsured LX plan covers up to $1,000,000 in medical evacuation — including transport to a hospital of your choice, not just the nearest facility.
Pre-Existing Conditions Can Be Covered
Heart disease, diabetes, COPD, high blood pressure — managed conditions may qualify for a pre-existing condition waiver. Purchase within 20–21 days of your first trip deposit (or by final payment on the LX plan) while medically able to travel. VisitorsCoverage's quoting tool shows only plans you're eligible for.
100% Trip Cancellation Protection
If illness, injury, or a family emergency forces you to cancel before departure, your plan reimburses 100% of non-refundable trip costs — covering international flights, river cruises, guided tours, and lodging deposits worth $10,000 or more.
Coverage Available to Age 90+
Many standard insurers cap out at 70. VisitorsCoverage's quoting tool automatically filters out plans you don't qualify for based on age — showing only what's available to you. Coverage options exist for travelers up to 99 years old.
Licensed US Agents + 24/7 Global Help
US-based licensed specialists help you choose a plan (Mon–Fri, 7AM–5PM PT). Once you're traveling, IMG's 24/7 multilingual assistance team — available in 18 languages — is on call anywhere in the world for medical referrals, emergency cash, and more.
What Your Plan Covers
Senior trip insurance plans from VisitorsCoverage protect the coverage areas that matter most for older travelers. Benefits vary by plan — the LX plan carries the highest available limits across every category.
Emergency Medical Expenses
Hospitalization, surgery, physician visits, prescriptions, and follow-up care abroad — supplementing what Medicare doesn't cover internationally.
Medical Evacuation & Repatriation
Emergency transport to the nearest adequate facility or back to the U.S. The LX plan includes $1M and hospital-of-choice benefit.
Trip Cancellation
Reimburses 100% of prepaid, non-refundable trip costs if you cancel due to illness, injury, or 60+ covered reasons — across all three plans.
Trip Interruption
Covers unused prepaid costs plus extra transportation home if your trip is cut short.
Baggage Loss & Delay
Covers lost, stolen, or damaged luggage — plus out-of-pocket essentials if bags are delayed on arrival at your destination.
Travel Delay
Meals, hotel, and rebooking costs when your departure or connection is delayed by a covered cause such as weather or mechanical issues.
Emergency Dental
Covers unexpected dental emergencies while abroad — a benefit Medicare does not provide internationally and most health plans exclude.
Cancel for Any Reason (Optional Upgrade)
Available as an upgrade on the iTravelInsured plans. Cancel for literally any reason — 75% of your non-refundable trip costs back, no questions asked.
⚠️ Don't Leave the U.S. Without Coverage
Medicare won't cover you abroad. Your domestic health plan likely won't either. One emergency overseas can result in a six-figure bill with no safety net.
Call (866) 384-9104No credit card required · No medical exam · Instant policy delivery · 10-day free look
Ready to Travel Without Worry?
Compare senior travel insurance plans from A-rated carriers — free, instant, and no obligation.
Call (866) 384-9104No credit card required · No medical exam · Instant policy delivery · 10-day free look