Quote and Compare The Best
Senior Travel Insurance Plans
Quickly compare the best travel insurance plans for people 65+ years old in less than 2 minutes. No sign-ups or spam.
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Real Plans. Real Coverage.
Find the Right Fit for Your Trip.
VisitorsCoverage lets you compare top-rated trip insurance plans side by side instantly. Below are three plans seniors 65+ frequently choose — from solid to elite. All available online in minutes.
Coverage varies by state. Review full policy before purchase.
Coverage varies by state. Review full policy before purchase.
Coverage varies by state. Review full policy before purchase.
Our US-based licensed insurance specialists (Mon–Fri, 7AM–5PM PT) can help you pick the right plan for your age, health, and destination. Call (866) 384-9104 or use the quote tool above to compare all available plans instantly — our tool automatically filters out plans you're not eligible for.
Why Senior Travelers Need Specialized Coverage
Standard travel plans often fall short for travelers 65 and over. Here's what makes senior-focused coverage from VisitorsCoverage different — and essential before your next trip.
Medicare Won't Cover You Abroad
Original Medicare provides almost no coverage outside the U.S. A single overseas hospitalization can cost $50,000–$250,000. Our plans provide up to $250,000–$500,000 in emergency medical — completely filling the Medicare gap while you're traveling.
Evacuation Can Cost $100K+
Emergency medical transport home from abroad runs $100,000 or more out of pocket. The iTravelInsured LX plan covers up to $1,000,000 in medical evacuation — including transport to a hospital of your choice, not just the nearest facility.
Pre-Existing Conditions Can Be Covered
Heart disease, diabetes, COPD, high blood pressure — managed conditions may qualify for a pre-existing condition waiver. Purchase within 14–21 days of your first trip deposit (or by final payment on the LX plan) while medically able to travel. VisitorsCoverage's quoting tool shows only plans you're eligible for.
100% Trip Cancellation Protection
If illness, injury, or a family emergency forces you to cancel before departure, your plan reimburses 100% of non-refundable trip costs — covering international flights, river cruises, guided tours, and lodging deposits worth $10,000 or more.
Coverage Available to Age 90+
Many standard insurers cap out at 70. VisitorsCoverage's quoting tool automatically filters out plans you don't qualify for based on age — showing only what's available to you. Coverage options exist for travelers up to 99 years old.
Licensed US Agents + 24/7 Global Help
US-based licensed specialists help you choose a plan (Mon–Fri, 7AM–5PM PT). Once you're traveling, IMG's 24/7 multilingual assistance team — available in 18 languages — is on call anywhere in the world for medical referrals, emergency cash, and more.
What Your Plan Covers
Senior trip insurance plans from VisitorsCoverage protect the coverage areas that matter most for older travelers. Benefits vary by plan — the LX plan carries the highest available limits across every category.
Emergency Medical Expenses
Hospitalization, surgery, physician visits, prescriptions, and follow-up care abroad — supplementing what Medicare doesn't cover internationally.
Medical Evacuation & Repatriation
Emergency transport to the nearest adequate facility or back to the U.S. The LX plan includes $1M and hospital-of-choice benefit.
Trip Cancellation
Reimburses 100% of prepaid, non-refundable trip costs if you cancel due to illness, injury, or 60+ covered reasons — across all three plans.
Trip Interruption
Covers unused prepaid costs plus extra transportation home if your trip is cut short. The LX plan adds an extra 50% buffer above your trip cost.
Baggage Loss & Delay
Covers lost, stolen, or damaged luggage — plus out-of-pocket essentials if bags are delayed on arrival at your destination.
Travel Delay
Meals, hotel, and rebooking costs when your departure or connection is delayed by a covered cause such as weather or mechanical issues.
Emergency Dental
Covers unexpected dental emergencies while abroad — a benefit Medicare does not provide internationally and most health plans exclude.
Cancel for Any Reason (Optional Upgrade)
Available as an upgrade on the SE and LX plans. Cancel for literally any reason — 75% of your non-refundable trip costs back, no questions asked.
⚠️ Don't Leave the U.S. Without Coverage
Medicare won't cover you abroad. Your domestic health plan likely won't either. One emergency overseas can result in a six-figure bill with no safety net.
Get My Free Quote Now →No credit card required · No medical exam · Instant policy delivery · 10-day free look
Covered in 4 Easy Steps
VisitorsCoverage makes finding and buying senior travel insurance completely online — in under 5 minutes.
Enter Trip Details
Travel dates, destination, ages, and trip cost. Takes about 60 seconds.
Compare Plans
See plans side by side from A-rated carriers — with plain-English benefit summaries and automatic age filtering.
Choose & Purchase
Pick the plan that fits your trip. Pay securely online. VisitorsCoverage price-matches any other agent or direct rate.
Travel Confidently
Policy documents arrive by email instantly. IMG's 24/7 team is on call anywhere in the world if you need them.
What Senior Travelers Are Saying
Over 6,900 verified reviews on Trustpilot. Here's what a few of our senior travelers experienced.
Frequently Asked Questions
Straight answers to the questions we hear most from travelers 65 and older.
Generally, no. Original Medicare provides almost no coverage outside the U.S. Medigap supplement plans provide some foreign emergency coverage but cap at a $50,000 lifetime maximum. Our senior plans provide up to $250,000–$500,000 in emergency medical per person — completely filling that gap.
Yes — with a pre-existing condition waiver. Most plans require purchase within 14–21 days of your first trip deposit. The iTravelInsured LX plan allows purchase up to the time of final trip payment. You must be medically able to travel at time of purchase. Our quoting tool automatically shows which plans you qualify for.
VisitorsCoverage offers plans for travelers up to age 99. Coverage options and premiums may adjust after age 80 or 85. Our quoting tool automatically removes plans you're not eligible for based on age — so you only see options that work for you, without having to check each plan manually.
Instantly. Once you complete your purchase on VisitorsCoverage.com, your policy documents are emailed within minutes. You can also access them anytime from your online account. We recommend saving them to your phone before you depart.
CFAR is an optional upgrade on the iTravelInsured SE and LX plans that reimburses 75% of your non-refundable trip costs if you cancel for any reason — not just covered events. Must be purchased at the same time as your base plan. Not available in all states (not available to NY residents).
Yes. VisitorsCoverage guarantees its prices match those found with other agents, brokers, or going directly through the insurance provider. Travel insurance rates are regulated by state law — so you'll never pay more by using VisitorsCoverage than by purchasing anywhere else.
Ready to Travel Without Worry?
Compare senior travel insurance plans from A-rated carriers — free, instant, and no obligation.
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